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FAQs

FAQs is an abbreviation for Frequently Asked Questions about a service or product. It is a collection of frequently asked questions and answers dedicated to a specific topic. However, it can also be any piece of knowledge in the form of a question-and-answer format.

Thus, if you have any queries about Invoice Trades and how we work feel free to keep reading. We've complied a list of frequently asked questions below. If you feel that we have missed out on something, then you can also type in your question in the for below!

How to invest in invoice discounting Invoice discounting companies

You can avail the bill discounting services if your business supplies goods and services to large blue-chip companies. The eligibility and the amount of discounting is dependent on the creditworthiness of the business. This is defined after looking into their financial information so the company must be willing to share the information.

Since we only provide a short-time investment facility to our investors, our tenures are up to 120 days.

The minimum investment amount is Rs. 25,000 per deal.

We do not decide the discount rates of the invoices. Your investment returns are solely dependent on the market forces depending on its demand and supply economics. However, the expected/projected yields will be shown to the investors before they invest. Invoice Trades is an online platform that connects investors and borrowers, we do not guarantee any fixed returns.

Yes, we are a pan-India operation which means that you can invest or borrow from anywhere in Indian regions.

The average tenure offered for the revenue-based financing solution is 6-18 months.

Yes, we are a pan-India operation which means that you can invest or borrow from anywhere in Indian regions.

The average tenure offered for the revenue-based financing solution is 6-18 months.

Every invoice listed on our platform will be purchased by our network of investors. Since the benefits from this are considered as an investor's income, a TDS of 10% as per the IT ACT, Government of India, under Section 194A is applicable.

As per Invoice Trades' TDS payment policy, we will be deducting the TDS amount from the total payment on behalf of the business’s Company. However, we will not deduct anything from the deposit. The TDS liabilities of the partners must be deposited regularly to the Income Tax Authority before the due date.

By the end of each quarter, the TDS deposited needs to be allocated to the Investor's PAN. We will make the process easier for you by providing all the necessary details, TDS liabilities as well as the Investor's details such as PAN number and amounts to be allocated on an as-you-need basis. Once the partners submit Form 16 for each quarter, we will initiate the refund of the withheld TDS amount. However, we will do a quick internal verification of the submitted Form 16. We will not refund the withheld amount unless we receive Form 16 for the previous quarters.

Invoice Trades takes all the measures to make sure that all of your information is safe and secure. If there is any information shared with any third party, it is only after the user gives their consent to it.

The sanctioned amounts for invoices are dependent on the business requirement and hence, we have no upper limit. However, the eligibility is as per Invoice Trade's criteria.

No, you are not. You can fund a certain amount of the invoice or the complete invoice, that is up to you.

Invoice Trades offers a zero-liability bill discounting service, hence your balance sheet will not be affected by it. In fact, it has no impact on your balance sheet as the working capital is availed using invoices.

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